Types of Workers’ Compensation Benefits

• October 26, 2023
• Attorney David Mann
• Workers' Compensation Workplace Accidents

If you have been injured in the workplace in Georgia, you may be entitled to workers’ compensation benefits. These are payments that are designed to help cover medical expenses, lost wages, and other related costs. Depending on the severity of your injury and the extent of your losses, different types of benefits may be available.

At Mann Law Firm, we understand how important it is to have access to the right type of workers’ compensation benefits. That is why we strive to provide our clients with thorough and compassionate legal advice. Our goal is to ensure that they get the help they need at this time of difficulty.

In this article, we will discuss various types of workers’ compensation benefits that you may be eligible for under Georgia’s law. We will also provide you with some practical tips on how to go about filing a claim and receiving payment.

Workers’ compensation is a type of insurance that covers medical expenses, rehabilitation costs and lost wages when an employee is injured or becomes ill due to their job. It’s designed to protect workers and employers alike: it’s an important safety net that provides financial security in the event of a workplace incident or illness, while minimizing legal disputes between employers and employees.

Almost every Georgia employer is required to carry workers’ compensation insurance, with few exceptions. That means if you get hurt on the job, you can likely file a workers’ compensation claim and receive benefits regardless of who was at fault.

With this in mind, it’s important to understand the different types of workers’ compensation benefits available in Georgia. Knowing what you’re entitled to can help ensure you receive the full protection that you deserve for any workplace-related injuries or illnesses.

If you have been injured while working in the state of Georgia, you may be eligible to receive workers’ compensation benefits. To qualify, your injury must be job-related and must have occurred during or arising out of the course of employment. You also need to be able to prove that your injury is serious enough to prevent you from performing regular job duties.

Generally speaking, in order to qualify for workers’ compensation benefits in Georgia, the following criteria must be met:

• You were legally employed by a business in Georgia at the time of your injury;
• Your injury was suffered while performing the duties of your job; and
• Your injury resulted from an accident or work-related illness, such as an occupational disease.

If you meet these criteria and have been injured on the job, then you may be eligible for workers’ compensation benefits in Georgia.

If you are injured at work in Georgia, you may be entitled to receive workers’ compensation benefits that can help cover the costs of medical treatment and lost wages. There are various types of payments associated with workers’ compensation claims in the state, which include:

Temporary Partial Disability (TPD)

When your injury limits your ability to work or perform duties at your usual job, you may be entitled to receive TPD. This type of payment is designed to provide financial assistance while you are off work or on light duty.

Permanent Partial Disability (PPD)

This type of payment provides compensation for permanent injuries that result in a decrease of earning capacity. This benefit is awarded for a certain number of weeks, depending on the severity and extent of the injury.

Temporary Total Disability (TTD)

If an injury requires a person to be fully incapacitated or unable to work, they may be eligible for TTD payments. These payments cover lost wages during the recovery period while the person is unable to work due to their injury.

Permanent Total Disability (PTD)

For injuries that result in a complete loss of earning capacity—full incapacitation—the injured person may receive PTD benefits, which pay two-thirds of their average weekly wages for as long as the disability lasts.

At Mann Law Firm, we understand how challenging these situations can be and are here to help you obtain the fair compensation you deserve if you have been injured at work in Georgia.

If you are injured on the job in Georgia and suffer a permanent injury, you may be eligible for an impairment rating. An impairment rating is a numerical value that assesses your physical or mental ability to work following an injury.

The ratings are determined with the use of the American Medical Association’s Guides to the Evaluation of Permanent Impairment, which take into consideration things like severity of disability, age, and physical condition. This rating then determines how much compensation you may receive in a lump sum or regular payments.

These benefits are provided to workers who have been disabled due to permanent injuries caused by an accident at their workplace or sustained while carrying out their duties. The amount of compensation awarded depends largely on the degree of disability, as well as on other factors such as age and wages prior to the accident.

At Mann Law Firm, we understand that navigating the workers’ compensation system can be complex and confusing. Our team of experienced attorneys can help you determine whether you are eligible for an impairment rating and advise you on how to secure your rightful benefits from your injury.

If your claim is approved, you may be eligible for a variety of benefits that help you return to work after an injury or illness.

In Georgia, these Return-to-Work (RTW) benefits can include:

• Vocational rehabilitation services: These are designed to help you remain employed and earn wages comparable to what you were earning prior to your injury or illness. RTW services may include job-seeking skills training and job placement assistance.
• Retraining benefits: If your injury or illness prevents you from performing the duties associated with your previous job, you may be eligible for retraining benefits that help support tuition and classes required for a new career path.
• Wage loss benefits: If your disability prevents you from earning a full salary, then you may receive partial wage loss benefits based on the difference between your current salary and the pre-illness salary.

These Return-to-Work Benefits are just one of the many forms of compensation available under Georgia’s workers’ compensation system. But it’s important to understand that these benefits require certain criteria in order to qualify — and Mann Law Firm can assist throughout the process.

At Mann Law Firm, we understand that seeking workers’ compensation can be a daunting task. We are here to help you navigate the complexities of the process and make sure that you receive the benefits you deserve.

As seasoned workers’ compensation lawyers in Georgia, we understand the four primary types of benefits:

1. Medical expenses – for approved medical treatment related to the work-related injury or illness
2. Lost income – for lost wages as a result of an injury or illness related to work duties, or when an employee is unable to work due to a disability caused by an accident or occupational disease
3. Vocational rehabilitation – for job skills training when an employee is unable to return to their current job due to a disability caused by a work-related injury or illness
4. Permanent impairment – when a worker is permanently impaired as a result of their employment and can no longer perform the regular duties at their job in the same capacity.

Our experienced legal team has years of experience handling these types of cases and is fully dedicated to helping you get the maximum benefits available under Georgia law.

In Georgia, workers’ compensation benefits are available for those who are injured on the job. Depending on the severity of an injury, these benefits can cover lost wages, medical expenses, physical rehabilitation, and even death benefits. The range of benefits are designed to provide financial and medical support to those who are unable to work due to an on-the-job injury or work-related illness.

If you have been injured on the job, contact us at 478-742-3381 today to learn more about your rights and the benefits available to you.